Question 1

Where do I find my referral code?

Accepted Answer

Open Kiwi Money and head to the Referral Hub page inside the app. You'll find your unique referral code there that you can share via WhatsApp, text, or any other way you prefer.

Question 2

When does a referral count as successful?

Accepted Answer

A referral counts once your friend signs up using your code and subscribes to any paid plan after their 14-day free trial ends. The trial itself does not count as a referral.

Question 3

What do I get for each referral?

Accepted Answer

Both you and your friend get 1 free month added to your subscriptions for each successful referral. This applies to every referral, not just the first three.

Question 4

How do I unlock lifetime access?

Accepted Answer

Once 3 of the friends you referred subscribe to an annual plan, you automatically unlock lifetime access to Kiwi Money. You'll be notified in the app when this happens.

Question 5

Do my friends need to be on the annual plan for lifetime access?

Accepted Answer

Yes, lifetime access requires 3 referrals who are on the annual plan specifically. Weekly plan referrals still earn you free months, but they don't count toward the lifetime unlock.

Question 6

Is there a limit to how many people I can refer?

Accepted Answer

No limit at all. You can refer as many friends as you like, and you'll continue to earn free months for each successful referral.

Question 7

Can I refer someone who already uses Kiwi Money?

Accepted Answer

No, referrals only count for new users who sign up for the first time using your referral code. Existing users cannot be referred.

You got better with money. Now help a friend do the same.

More than a reward

Simple steps to lifetime access

Share your code

They subscribe

Unlock lifetime access

Frequently
asked questions